Help yourself.
Insure now.
Get protected and be safe.

Get 20% cashback from
Guthi for all your insurances!

HELP YOURSELF. INSURE NOW

YOU ARE TAKEN CARE OF WITH COMPANY24.

From home insurance to life insurance.
We have the cover you need.
Get a quote

Shree Digukhya Guthi has partnered with United Ajod Insurance Limited

United Ajod Insurance Limited is the result of a successful merger between Ajod Insurance Limited (AIL) and United Insurance Company (Nepal) Limited (UIC) bringing together the strengths and expertise of two renowned insurance entities. United Ajod Insurance Limited commenced its operations on May 28, 2023 (Jestha 14, 2080) after completing registration with the Company Registrar's Office and receiving approval from the Insurance Board. With the support of leading industrialists and reputed trading and commercial houses of Nepal, our company enjoys broad participation. We are dedicated to providing comprehensive insurance solutions and fostering a resilient future for our esteemed customers

Types Of Insurance

Property Insurance

(Home/Business Property Insurance)

Property Insurance covers loss or damage caused by perils like Fire, Lightning, Earthquake, Explosion, Storm, Flood, Landslide, etc. It includes buildings, offices, machinery, furniture, equipment, and merchandise goods.

Motor Vehicle Insurance (Third party and Fully party

Motor Insurance is for vehicle owners to protect them from incurring any financial losses that may arise due to damage or theft of the vehicle.

Third Party Liability covers the liability of the vehicleto pay compensation to third party personal injury(including Death) and property damage arising outof the use of the Motor Vehicle.

Travel Medical Insurance

UAIL Travel Medical Insurance offers comprehensive coverage that ensures you have genuine and absolute protection throughout your travels across the globe. This policy safeguards your well-being and provides peace of mind in unforeseen circumstances.

Marine Insurance

Marine Insurance is the insurance of goods in transit dispatched from and to any place and by means of sea, air, rail or road.

Medical and Accidental Insurance

This policy provides benefits against bodily injury (including Death of the insured) resulting solely and directly from an accident caused by external, violent and visible means.

Benefits to the Guthiyar

When do you benefit through this arrangement

Smooth enrolling process
Assistance in Claims
20% cashback
Benefits of insurance so you are protected and safe

Process For Insurance Inqyuiry

Fill out the interest form to get started

The form will be automatically forwarded to the insurance company.


The insurance company will contact you for additional details.

Based on the information provided, they will send you a quotation.

If you're satisfied with the quotation, you can proceed to place your insurance order directly with them.

The insurance company will issue an invoice, and you can make the payment directly to them.

Within approximately 2 weeks, you'll receive a cashback of 20% on the gross insurance amount (before VAT).
Get a quote

Submit a request
to receive the best quote!

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Frequently Asked Questions

Is this feature to all the guthiyars?

Yes, this is a service that Shree Digukhya Guthi is providing to each and every guthiyar. You can benefit from this service by getting 20% cashback from this service. We have negotiated a good discount from the Insurance company and we have added a large cashback portion from the Guthi to ensure that all of our Guthiyars are safe and protected from disasters and health issues.

Can one family do more than one insurance?

Yes, you can do multiple insurances. It does not have to be done at the same time. For example, if you need to get your motorcycle insurance done, you can do that now and later add the health/medical insurance as and when you like.

Why can’t Health Medical insurance be done alone? Why does it have to be done with another insurance?

As per regulations, insurance companies cannot provide medical insurance solely and has to be backed by Group Personal AccidentalInsurance.
Hence, we would need to do another insurance and then add the medical and accident insurance on top of that.

How do I get the cash back benefit that the guthi is giving?

After about two (2) weeks from having gotten your insurance policy, you need to fill up the online form and send the policy documents and your payment slip to our portal. From this we will ensure that the cash back is calculated. We will then deposit the amount into your bank account and inform you accordingly.

Can the married daughter in our family also benefit from this service?

Unfortunately not. They are not considered Guthiyars by the constitution of our Guthi and hence are unable to get the cashback.

Why did you choose United Ajod Insurance and not other insurance companies?

After discussing with multiple insurance companies, the best offer and services the Guthi received was from this insurance company, and hence decided to partner with United Ajod Insurance Limited.

Can I do the insurance with another company and claim the cash back from the Guthi?

No. Since the cashback also includes the benefits received from United Ajod Insurance Limited, the Guthi can only offer the cashback if the insurance is done with this company.
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